Moving from Nashville to Toledo (2026)

Toledo has a COL index of 81 vs 112 for Nashville (100 = US average). You'd pay about 28% less for the same lifestyle.

Save ~$782/mo
on core expenses · $75K salary baseline

Key differences

COL index
11281
100 = US avg
1BR rent
$1,800$1,050
per month
State tax
None3.5%
income tax
Take-home at $75K
$4,741$4,522
per month

Salary needed in Toledo to match your Nashville lifestyle

Based on the 28% cost of living decrease between the two cities.

Your salary in NashvilleEquivalent in Toledo
$40K$28,929
$50K$36,161
$60K$43,393
$75K$54,241
$80K$57,857
$100K$72,321
$120K$86,786
$150K$108,482

Monthly budget at $75K — Nashville vs Toledo

ExpenseNashvilleToledo
Monthly take-home$4,741$4,522
1BR rent$1,800$1,050
Groceries$365$357
Transport$70$58
Utilities$170$160
Internet$60$58
Left after essentials$2,276$2,839

Frequently asked questions

Is Toledo cheaper than Nashville?

Yes. Toledo has a cost of living index of 81 vs 112 for Nashville (100 = US average). That's about 28% cheaper.

How much will I save moving from Nashville to Toledo?

On a $75K salary, moving from Nashville to Toledo could save roughly $782/month on core expenses. That's ~$9,384/year.

What salary do I need in Toledo to match my Nashville lifestyle?

To maintain the same purchasing power as $75,000 in Nashville, you'd need roughly $54,241/year in Toledo. This is based on the overall COL index difference between the two cities.

Estimates based on Q1 2026 COL index and market data. Budget uses simplified federal/state tax rates at $75K. Zillow · BLS · Numbeo · For general guidance only