Moving from Nashville to Santa Fe (2026)

Santa Fe has a COL index of 99 vs 112 for Nashville (100 = US average). You'd pay about 12% less for the same lifestyle.

Save ~$276/mo
on core expenses · $75K salary baseline

Key differences

COL index
11299
100 = US avg
1BR rent
$1,800$1,550
per month
State tax
None4.9%
income tax
Take-home at $75K
$4,741$4,434
per month

Salary needed in Santa Fe to match your Nashville lifestyle

Based on the 12% cost of living decrease between the two cities.

Your salary in NashvilleEquivalent in Santa Fe
$40K$35,357
$50K$44,196
$60K$53,036
$75K$66,295
$80K$70,714
$100K$88,393
$120K$106,071
$150K$132,589

Monthly budget at $75K — Nashville vs Santa Fe

ExpenseNashvilleSanta Fe
Monthly take-home$4,741$4,434
1BR rent$1,800$1,550
Groceries$365$376
Transport$70$40
Utilities$170$158
Internet$60$65
Left after essentials$2,276$2,245

Frequently asked questions

Is Santa Fe cheaper than Nashville?

Yes. Santa Fe has a cost of living index of 99 vs 112 for Nashville (100 = US average). That's about 12% cheaper.

How much will I save moving from Nashville to Santa Fe?

On a $75K salary, moving from Nashville to Santa Fe could save roughly $276/month on core expenses. That's ~$3,312/year.

What salary do I need in Santa Fe to match my Nashville lifestyle?

To maintain the same purchasing power as $75,000 in Nashville, you'd need roughly $66,295/year in Santa Fe. This is based on the overall COL index difference between the two cities.

Estimates based on Q1 2026 COL index and market data. Budget uses simplified federal/state tax rates at $75K. Zillow · BLS · Numbeo · For general guidance only