Moving from Nashville to Louisville (2026)

Louisville has a COL index of 88 vs 112 for Nashville (100 = US average). You'd pay about 21% less for the same lifestyle.

Save ~$522/mo
on core expenses · $75K salary baseline

Key differences

COL index
11288
100 = US avg
1BR rent
$1,800$1,300
per month
State tax
None4%
income tax
Take-home at $75K
$4,741$4,491
per month

Salary needed in Louisville to match your Nashville lifestyle

Based on the 21% cost of living decrease between the two cities.

Your salary in NashvilleEquivalent in Louisville
$40K$31,429
$50K$39,286
$60K$47,143
$75K$58,929
$80K$62,857
$100K$78,571
$120K$94,286
$150K$117,857

Monthly budget at $75K — Nashville vs Louisville

ExpenseNashvilleLouisville
Monthly take-home$4,741$4,491
1BR rent$1,800$1,300
Groceries$365$361
Transport$70$60
Utilities$170$162
Internet$60$60
Left after essentials$2,276$2,548

Frequently asked questions

Is Louisville cheaper than Nashville?

Yes. Louisville has a cost of living index of 88 vs 112 for Nashville (100 = US average). That's about 21% cheaper.

How much will I save moving from Nashville to Louisville?

On a $75K salary, moving from Nashville to Louisville could save roughly $522/month on core expenses. That's ~$6,264/year.

What salary do I need in Louisville to match my Nashville lifestyle?

To maintain the same purchasing power as $75,000 in Nashville, you'd need roughly $58,929/year in Louisville. This is based on the overall COL index difference between the two cities.

Estimates based on Q1 2026 COL index and market data. Budget uses simplified federal/state tax rates at $75K. Zillow · BLS · Numbeo · For general guidance only