Moving from Nashville to Albany (2026)
Albany has a COL index of 92 vs 112 for Nashville (100 = US average). You'd pay about 18% less for the same lifestyle.
Save ~$367/mo
on core expenses · $75K salary baseline
Key differences
COL index
11292
100 = US avg
1BR rent
$1,800$1,400
per month
State tax
None6.9%
income tax
Take-home at $75K
$4,741$4,309
per month
Salary needed in Albany to match your Nashville lifestyle
Based on the 18% cost of living decrease between the two cities.
| Your salary in Nashville | Equivalent in Albany |
|---|---|
| $40K | $32,857 |
| $50K | $41,071 |
| $60K | $49,286 |
| $75K | $61,607 |
| $80K | $65,714 |
| $100K | $82,143 |
| $120K | $98,571 |
| $150K | $123,214 |
Monthly budget at $75K — Nashville vs Albany
| Expense | Nashville | Albany |
|---|---|---|
| Monthly take-home | $4,741 | $4,309 |
| 1BR rent | $1,800 | $1,400 |
| Groceries | $365 | $380 |
| Transport | $70 | $68 |
| Utilities | $170 | $185 |
| Internet | $60 | $65 |
| Left after essentials | $2,276 | $2,211 |
Frequently asked questions
Is Albany cheaper than Nashville?
Yes. Albany has a cost of living index of 92 vs 112 for Nashville (100 = US average). That's about 18% cheaper.
How much will I save moving from Nashville to Albany?
On a $75K salary, moving from Nashville to Albany could save roughly $367/month on core expenses. That's ~$4,404/year.
What salary do I need in Albany to match my Nashville lifestyle?
To maintain the same purchasing power as $75,000 in Nashville, you'd need roughly $61,607/year in Albany. This is based on the overall COL index difference between the two cities.
Moving from Albany to NashvilleNashville vs Albany — full comparisonNashville cost of livingAlbany cost of living
Estimates based on Q1 2026 COL index and market data. Budget uses simplified federal/state tax rates at $75K. Zillow · BLS · Numbeo · For general guidance only