Moving from Naperville to Worcester (2026)

Worcester has a COL index of 108 vs 100 for Naperville (100 = US average). Expect to pay about 8% more for the same lifestyle.

Pay ~$167 more/mo
on core expenses · $75K salary baseline

Key differences

COL index
100108
100 = US avg
1BR rent
$1,650$1,750
per month
State tax
5%5%
income tax
Take-home at $75K
$4,428$4,428
per month

Salary needed in Worcester to match your Naperville lifestyle

Based on the 8% cost of living increase between the two cities.

Your salary in NapervilleEquivalent in Worcester
$40K$43,200
$50K$54,000
$60K$64,800
$75K$81,000
$80K$86,400
$100K$108,000
$120K$129,600
$150K$162,000

Monthly budget at $75K — Naperville vs Worcester

ExpenseNapervilleWorcester
Monthly take-home$4,428$4,428
1BR rent$1,650$1,750
Groceries$380$403
Transport$72$78
Utilities$158$190
Internet$62$68
Left after essentials$2,106$1,939

Frequently asked questions

Is Worcester cheaper than Naperville?

No. Worcester has a cost of living index of 108 vs 100 for Naperville (100 = US average). That's about 8% more expensive.

How much will I save moving from Naperville to Worcester?

On a $75K salary, core expenses in Worcester run about $167/month more than Naperville. Factor this into your salary negotiation when relocating.

What salary do I need in Worcester to match my Naperville lifestyle?

To maintain the same purchasing power as $75,000 in Naperville, you'd need roughly $81,000/year in Worcester. This is based on the overall COL index difference between the two cities.

Estimates based on Q1 2026 COL index and market data. Budget uses simplified federal/state tax rates at $75K. Zillow · BLS · Numbeo · For general guidance only