Moving from Naperville to Norfolk (2026)

Norfolk has a COL index of 90 vs 100 for Naperville (100 = US average). You'd pay about 10% less for the same lifestyle.

Save ~$272/mo
on core expenses · $75K salary baseline

Key differences

COL index
10090
100 = US avg
1BR rent
$1,650$1,400
per month
State tax
5%5.8%
income tax
Take-home at $75K
$4,428$4,378
per month

Salary needed in Norfolk to match your Naperville lifestyle

Based on the 10% cost of living decrease between the two cities.

Your salary in NapervilleEquivalent in Norfolk
$40K$36,000
$50K$45,000
$60K$54,000
$75K$67,500
$80K$72,000
$100K$90,000
$120K$108,000
$150K$135,000

Monthly budget at $75K — Naperville vs Norfolk

ExpenseNapervilleNorfolk
Monthly take-home$4,428$4,378
1BR rent$1,650$1,400
Groceries$380$365
Transport$72$55
Utilities$158$170
Internet$62$60
Left after essentials$2,106$2,328

Frequently asked questions

Is Norfolk cheaper than Naperville?

Yes. Norfolk has a cost of living index of 90 vs 100 for Naperville (100 = US average). That's about 10% cheaper.

How much will I save moving from Naperville to Norfolk?

On a $75K salary, moving from Naperville to Norfolk could save roughly $272/month on core expenses. That's ~$3,264/year.

What salary do I need in Norfolk to match my Naperville lifestyle?

To maintain the same purchasing power as $75,000 in Naperville, you'd need roughly $67,500/year in Norfolk. This is based on the overall COL index difference between the two cities.

Estimates based on Q1 2026 COL index and market data. Budget uses simplified federal/state tax rates at $75K. Zillow · BLS · Numbeo · For general guidance only