Moving from Naperville to Memphis (2026)
Memphis has a COL index of 83 vs 100 for Naperville (100 = US average). You'd pay about 17% less for the same lifestyle.
Key differences
Salary needed in Memphis to match your Naperville lifestyle
Based on the 17% cost of living decrease between the two cities.
| Your salary in Naperville | Equivalent in Memphis |
|---|---|
| $40K | $33,200 |
| $50K | $41,500 |
| $60K | $49,800 |
| $75K | $62,250 |
| $80K | $66,400 |
| $100K | $83,000 |
| $120K | $99,600 |
| $150K | $124,500 |
Monthly budget at $75K — Naperville vs Memphis
| Expense | Naperville | Memphis |
|---|---|---|
| Monthly take-home | $4,428 | $4,741 |
| 1BR rent | $1,650 | $1,100 |
| Groceries | $380 | $357 |
| Transport | $72 | $55 |
| Utilities | $158 | $170 |
| Internet | $62 | $55 |
| Left after essentials | $2,106 | $3,004 |
Frequently asked questions
Is Memphis cheaper than Naperville?
Yes. Memphis has a cost of living index of 83 vs 100 for Naperville (100 = US average). That's about 17% cheaper.
How much will I save moving from Naperville to Memphis?
On a $75K salary, moving from Naperville to Memphis could save roughly $585/month on core expenses. That's ~$7,020/year.
What salary do I need in Memphis to match my Naperville lifestyle?
To maintain the same purchasing power as $75,000 in Naperville, you'd need roughly $62,250/year in Memphis. This is based on the overall COL index difference between the two cities.
Estimates based on Q1 2026 COL index and market data. Budget uses simplified federal/state tax rates at $75K. Zillow · BLS · Numbeo · For general guidance only