Moving from Naperville to Jacksonville (2026)
Jacksonville has a COL index of 93 vs 100 for Naperville (100 = US average). You'd pay about 7% less for the same lifestyle.
Key differences
Salary needed in Jacksonville to match your Naperville lifestyle
Based on the 7% cost of living decrease between the two cities.
| Your salary in Naperville | Equivalent in Jacksonville |
|---|---|
| $40K | $37,200 |
| $50K | $46,500 |
| $60K | $55,800 |
| $75K | $69,750 |
| $80K | $74,400 |
| $100K | $93,000 |
| $120K | $111,600 |
| $150K | $139,500 |
Monthly budget at $75K — Naperville vs Jacksonville
| Expense | Naperville | Jacksonville |
|---|---|---|
| Monthly take-home | $4,428 | $4,741 |
| 1BR rent | $1,650 | $1,650 |
| Groceries | $380 | $365 |
| Transport | $72 | $50 |
| Utilities | $158 | $190 |
| Internet | $62 | $62 |
| Left after essentials | $2,106 | $2,424 |
Frequently asked questions
Is Jacksonville cheaper than Naperville?
Yes. Jacksonville has a cost of living index of 93 vs 100 for Naperville (100 = US average). That's about 7% cheaper.
How much will I save moving from Naperville to Jacksonville?
On a $75K salary, moving from Naperville to Jacksonville could save roughly $5/month on core expenses. That's ~$60/year.
What salary do I need in Jacksonville to match my Naperville lifestyle?
To maintain the same purchasing power as $75,000 in Naperville, you'd need roughly $69,750/year in Jacksonville. This is based on the overall COL index difference between the two cities.
Estimates based on Q1 2026 COL index and market data. Budget uses simplified federal/state tax rates at $75K. Zillow · BLS · Numbeo · For general guidance only