Moving from Naperville to Dayton (2026)

Dayton has a COL index of 83 vs 100 for Naperville (100 = US average). You'd pay about 17% less for the same lifestyle.

Save ~$581/mo
on core expenses · $75K salary baseline

Key differences

COL index
10083
100 = US avg
1BR rent
$1,650$1,100
per month
State tax
5%3.5%
income tax
Take-home at $75K
$4,428$4,522
per month

Salary needed in Dayton to match your Naperville lifestyle

Based on the 17% cost of living decrease between the two cities.

Your salary in NapervilleEquivalent in Dayton
$40K$33,200
$50K$41,500
$60K$49,800
$75K$62,250
$80K$66,400
$100K$83,000
$120K$99,600
$150K$124,500

Monthly budget at $75K — Naperville vs Dayton

ExpenseNapervilleDayton
Monthly take-home$4,428$4,522
1BR rent$1,650$1,100
Groceries$380$361
Transport$72$60
Utilities$158$162
Internet$62$58
Left after essentials$2,106$2,781

Frequently asked questions

Is Dayton cheaper than Naperville?

Yes. Dayton has a cost of living index of 83 vs 100 for Naperville (100 = US average). That's about 17% cheaper.

How much will I save moving from Naperville to Dayton?

On a $75K salary, moving from Naperville to Dayton could save roughly $581/month on core expenses. That's ~$6,972/year.

What salary do I need in Dayton to match my Naperville lifestyle?

To maintain the same purchasing power as $75,000 in Naperville, you'd need roughly $62,250/year in Dayton. This is based on the overall COL index difference between the two cities.

Estimates based on Q1 2026 COL index and market data. Budget uses simplified federal/state tax rates at $75K. Zillow · BLS · Numbeo · For general guidance only