Moving from Naperville to Albany (2026)
Albany has a COL index of 92 vs 100 for Naperville (100 = US average). You'd pay about 8% less for the same lifestyle.
Key differences
Salary needed in Albany to match your Naperville lifestyle
Based on the 8% cost of living decrease between the two cities.
| Your salary in Naperville | Equivalent in Albany |
|---|---|
| $40K | $36,800 |
| $50K | $46,000 |
| $60K | $55,200 |
| $75K | $69,000 |
| $80K | $73,600 |
| $100K | $92,000 |
| $120K | $110,400 |
| $150K | $138,000 |
Monthly budget at $75K — Naperville vs Albany
| Expense | Naperville | Albany |
|---|---|---|
| Monthly take-home | $4,428 | $4,309 |
| 1BR rent | $1,650 | $1,400 |
| Groceries | $380 | $380 |
| Transport | $72 | $68 |
| Utilities | $158 | $185 |
| Internet | $62 | $65 |
| Left after essentials | $2,106 | $2,211 |
Frequently asked questions
Is Albany cheaper than Naperville?
Yes. Albany has a cost of living index of 92 vs 100 for Naperville (100 = US average). That's about 8% cheaper.
How much will I save moving from Naperville to Albany?
On a $75K salary, moving from Naperville to Albany could save roughly $224/month on core expenses. That's ~$2,688/year.
What salary do I need in Albany to match my Naperville lifestyle?
To maintain the same purchasing power as $75,000 in Naperville, you'd need roughly $69,000/year in Albany. This is based on the overall COL index difference between the two cities.
Estimates based on Q1 2026 COL index and market data. Budget uses simplified federal/state tax rates at $75K. Zillow · BLS · Numbeo · For general guidance only