Moving from Missoula to Rapid City (2026)
Rapid City has a COL index of 88 vs 97 for Missoula (100 = US average). You'd pay about 9% less for the same lifestyle.
Key differences
Salary needed in Rapid City to match your Missoula lifestyle
Based on the 9% cost of living decrease between the two cities.
| Your salary in Missoula | Equivalent in Rapid City |
|---|---|
| $40K | $36,289 |
| $50K | $45,361 |
| $60K | $54,433 |
| $75K | $68,041 |
| $80K | $72,577 |
| $100K | $90,722 |
| $120K | $108,866 |
| $150K | $136,082 |
Monthly budget at $75K — Missoula vs Rapid City
| Expense | Missoula | Rapid City |
|---|---|---|
| Monthly take-home | $4,316 | $4,741 |
| 1BR rent | $1,300 | $1,200 |
| Groceries | $376 | $365 |
| Transport | $45 | $40 |
| Utilities | $145 | $148 |
| Internet | $68 | $65 |
| Left after essentials | $2,382 | $2,923 |
Frequently asked questions
Is Rapid City cheaper than Missoula?
Yes. Rapid City has a cost of living index of 88 vs 97 for Missoula (100 = US average). That's about 9% cheaper.
How much will I save moving from Missoula to Rapid City?
On a $75K salary, moving from Missoula to Rapid City could save roughly $116/month on core expenses. That's ~$1,392/year.
What salary do I need in Rapid City to match my Missoula lifestyle?
To maintain the same purchasing power as $75,000 in Missoula, you'd need roughly $68,041/year in Rapid City. This is based on the overall COL index difference between the two cities.
Estimates based on Q1 2026 COL index and market data. Budget uses simplified federal/state tax rates at $75K. Zillow · BLS · Numbeo · For general guidance only