Moving from Missoula to Concord (2026)

Concord has a COL index of 92 vs 97 for Missoula (100 = US average). You'd pay about 5% less for the same lifestyle.

Save ~$185/mo
on core expenses · $75K salary baseline

Key differences

COL index
9792
100 = US avg
1BR rent
$1,300$1,500
per month
State tax
6.8%4.5%
income tax
Take-home at $75K
$4,316$4,459
per month

Salary needed in Concord to match your Missoula lifestyle

Based on the 5% cost of living decrease between the two cities.

Your salary in MissoulaEquivalent in Concord
$40K$37,938
$50K$47,423
$60K$56,907
$75K$71,134
$80K$75,876
$100K$94,845
$120K$113,814
$150K$142,268

Monthly budget at $75K — Missoula vs Concord

ExpenseMissoulaConcord
Monthly take-home$4,316$4,459
1BR rent$1,300$1,500
Groceries$376$365
Transport$45$42
Utilities$145$152
Internet$68$60
Left after essentials$2,382$2,340

Frequently asked questions

Is Concord cheaper than Missoula?

Yes. Concord has a cost of living index of 92 vs 97 for Missoula (100 = US average). That's about 5% cheaper.

How much will I save moving from Missoula to Concord?

On a $75K salary, core expenses in Concord run about $185/month more than Missoula. Factor this into your salary negotiation when relocating.

What salary do I need in Concord to match my Missoula lifestyle?

To maintain the same purchasing power as $75,000 in Missoula, you'd need roughly $71,134/year in Concord. This is based on the overall COL index difference between the two cities.

Estimates based on Q1 2026 COL index and market data. Budget uses simplified federal/state tax rates at $75K. Zillow · BLS · Numbeo · For general guidance only