Moving from Minneapolis to Sacramento (2026)

Sacramento has a COL index of 127 vs 106 for Minneapolis (100 = US average). Expect to pay about 20% more for the same lifestyle.

Pay ~$272 more/mo
on core expenses · $75K salary baseline

Key differences

COL index
106127
100 = US avg
1BR rent
$1,700$2,000
per month
State tax
9.9%9.3%
income tax
Take-home at $75K
$4,122$4,159
per month

Salary needed in Sacramento to match your Minneapolis lifestyle

Based on the 20% cost of living increase between the two cities.

Your salary in MinneapolisEquivalent in Sacramento
$40K$47,925
$50K$59,906
$60K$71,887
$75K$89,858
$80K$95,849
$100K$119,811
$120K$143,774
$150K$179,717

Monthly budget at $75K — Minneapolis vs Sacramento

ExpenseMinneapolisSacramento
Monthly take-home$4,122$4,159
1BR rent$1,700$2,000
Groceries$391$403
Transport$95$100
Utilities$195$150
Internet$65$65
Left after essentials$1,676$1,441

Frequently asked questions

Is Sacramento cheaper than Minneapolis?

No. Sacramento has a cost of living index of 127 vs 106 for Minneapolis (100 = US average). That's about 20% more expensive.

How much will I save moving from Minneapolis to Sacramento?

On a $75K salary, core expenses in Sacramento run about $272/month more than Minneapolis. Factor this into your salary negotiation when relocating.

What salary do I need in Sacramento to match my Minneapolis lifestyle?

To maintain the same purchasing power as $75,000 in Minneapolis, you'd need roughly $89,858/year in Sacramento. This is based on the overall COL index difference between the two cities.

Estimates based on Q1 2026 COL index and market data. Budget uses simplified federal/state tax rates at $75K. Zillow · BLS · Numbeo · For general guidance only