Moving from Minneapolis to Rockford (2026)

Rockford has a COL index of 82 vs 106 for Minneapolis (100 = US average). You'd pay about 23% less for the same lifestyle.

Save ~$773/mo
on core expenses · $75K salary baseline

Key differences

COL index
10682
100 = US avg
1BR rent
$1,700$1,050
per month
State tax
9.9%5%
income tax
Take-home at $75K
$4,122$4,428
per month

Salary needed in Rockford to match your Minneapolis lifestyle

Based on the 23% cost of living decrease between the two cities.

Your salary in MinneapolisEquivalent in Rockford
$40K$30,943
$50K$38,679
$60K$46,415
$75K$58,019
$80K$61,887
$100K$77,358
$120K$92,830
$150K$116,038

Monthly budget at $75K — Minneapolis vs Rockford

ExpenseMinneapolisRockford
Monthly take-home$4,122$4,428
1BR rent$1,700$1,050
Groceries$391$357
Transport$95$50
Utilities$195$158
Internet$65$58
Left after essentials$1,676$2,755

Frequently asked questions

Is Rockford cheaper than Minneapolis?

Yes. Rockford has a cost of living index of 82 vs 106 for Minneapolis (100 = US average). That's about 23% cheaper.

How much will I save moving from Minneapolis to Rockford?

On a $75K salary, moving from Minneapolis to Rockford could save roughly $773/month on core expenses. That's ~$9,276/year.

What salary do I need in Rockford to match my Minneapolis lifestyle?

To maintain the same purchasing power as $75,000 in Minneapolis, you'd need roughly $58,019/year in Rockford. This is based on the overall COL index difference between the two cities.

Estimates based on Q1 2026 COL index and market data. Budget uses simplified federal/state tax rates at $75K. Zillow · BLS · Numbeo · For general guidance only