Moving from Minneapolis to Rochester (2026)

Rochester has a COL index of 89 vs 106 for Minneapolis (100 = US average). You'd pay about 16% less for the same lifestyle.

Save ~$460/mo
on core expenses · $75K salary baseline

Key differences

COL index
10689
100 = US avg
1BR rent
$1,700$1,300
per month
State tax
9.9%6.9%
income tax
Take-home at $75K
$4,122$4,309
per month

Salary needed in Rochester to match your Minneapolis lifestyle

Based on the 16% cost of living decrease between the two cities.

Your salary in MinneapolisEquivalent in Rochester
$40K$33,585
$50K$41,981
$60K$50,377
$75K$62,972
$80K$67,170
$100K$83,962
$120K$100,755
$150K$125,943

Monthly budget at $75K — Minneapolis vs Rochester

ExpenseMinneapolisRochester
Monthly take-home$4,122$4,309
1BR rent$1,700$1,300
Groceries$391$376
Transport$95$65
Utilities$195$180
Internet$65$65
Left after essentials$1,676$2,323

Frequently asked questions

Is Rochester cheaper than Minneapolis?

Yes. Rochester has a cost of living index of 89 vs 106 for Minneapolis (100 = US average). That's about 16% cheaper.

How much will I save moving from Minneapolis to Rochester?

On a $75K salary, moving from Minneapolis to Rochester could save roughly $460/month on core expenses. That's ~$5,520/year.

What salary do I need in Rochester to match my Minneapolis lifestyle?

To maintain the same purchasing power as $75,000 in Minneapolis, you'd need roughly $62,972/year in Rochester. This is based on the overall COL index difference between the two cities.

Estimates based on Q1 2026 COL index and market data. Budget uses simplified federal/state tax rates at $75K. Zillow · BLS · Numbeo · For general guidance only