Moving from Minneapolis to Indianapolis (2026)

Indianapolis has a COL index of 89 vs 106 for Minneapolis (100 = US average). You'd pay about 16% less for the same lifestyle.

Save ~$619/mo
on core expenses · $75K salary baseline

Key differences

COL index
10689
100 = US avg
1BR rent
$1,700$1,200
per month
State tax
9.9%3.2%
income tax
Take-home at $75K
$4,122$4,541
per month

Salary needed in Indianapolis to match your Minneapolis lifestyle

Based on the 16% cost of living decrease between the two cities.

Your salary in MinneapolisEquivalent in Indianapolis
$40K$33,585
$50K$41,981
$60K$50,377
$75K$62,972
$80K$67,170
$100K$83,962
$120K$100,755
$150K$125,943

Monthly budget at $75K — Minneapolis vs Indianapolis

ExpenseMinneapolisIndianapolis
Monthly take-home$4,122$4,541
1BR rent$1,700$1,200
Groceries$391$357
Transport$95$60
Utilities$195$155
Internet$65$55
Left after essentials$1,676$2,714

Frequently asked questions

Is Indianapolis cheaper than Minneapolis?

Yes. Indianapolis has a cost of living index of 89 vs 106 for Minneapolis (100 = US average). That's about 16% cheaper.

How much will I save moving from Minneapolis to Indianapolis?

On a $75K salary, moving from Minneapolis to Indianapolis could save roughly $619/month on core expenses. That's ~$7,428/year.

What salary do I need in Indianapolis to match my Minneapolis lifestyle?

To maintain the same purchasing power as $75,000 in Minneapolis, you'd need roughly $62,972/year in Indianapolis. This is based on the overall COL index difference between the two cities.

Estimates based on Q1 2026 COL index and market data. Budget uses simplified federal/state tax rates at $75K. Zillow · BLS · Numbeo · For general guidance only