Moving from Midland to Naperville (2026)

Naperville has a COL index of 100 vs 93 for Midland (100 = US average). Expect to pay about 8% more for the same lifestyle.

Pay ~$479 more/mo
on core expenses · $75K salary baseline

Key differences

COL index
93100
100 = US avg
1BR rent
$1,200$1,650
per month
State tax
None5%
income tax
Take-home at $75K
$4,741$4,428
per month

Salary needed in Naperville to match your Midland lifestyle

Based on the 8% cost of living increase between the two cities.

Your salary in MidlandEquivalent in Naperville
$40K$43,011
$50K$53,763
$60K$64,516
$75K$80,645
$80K$86,022
$100K$107,527
$120K$129,032
$150K$161,290

Monthly budget at $75K — Midland vs Naperville

ExpenseMidlandNaperville
Monthly take-home$4,741$4,428
1BR rent$1,200$1,650
Groceries$365$380
Transport$35$72
Utilities$178$158
Internet$65$62
Left after essentials$2,898$2,106

Frequently asked questions

Is Naperville cheaper than Midland?

No. Naperville has a cost of living index of 100 vs 93 for Midland (100 = US average). That's about 8% more expensive.

How much will I save moving from Midland to Naperville?

On a $75K salary, core expenses in Naperville run about $479/month more than Midland. Factor this into your salary negotiation when relocating.

What salary do I need in Naperville to match my Midland lifestyle?

To maintain the same purchasing power as $75,000 in Midland, you'd need roughly $80,645/year in Naperville. This is based on the overall COL index difference between the two cities.

Estimates based on Q1 2026 COL index and market data. Budget uses simplified federal/state tax rates at $75K. Zillow · BLS · Numbeo · For general guidance only