Moving from Midland to Lincoln (2026)

Lincoln has a COL index of 86 vs 93 for Midland (100 = US average). You'd pay about 8% less for the same lifestyle.

Save ~$78/mo
on core expenses · $75K salary baseline

Key differences

COL index
9386
100 = US avg
1BR rent
$1,200$1,150
per month
State tax
None5.8%
income tax
Take-home at $75K
$4,741$4,378
per month

Salary needed in Lincoln to match your Midland lifestyle

Based on the 8% cost of living decrease between the two cities.

Your salary in MidlandEquivalent in Lincoln
$40K$36,989
$50K$46,237
$60K$55,484
$75K$69,355
$80K$73,978
$100K$92,473
$120K$110,968
$150K$138,710

Monthly budget at $75K — Midland vs Lincoln

ExpenseMidlandLincoln
Monthly take-home$4,741$4,378
1BR rent$1,200$1,150
Groceries$365$357
Transport$35$48
Utilities$178$152
Internet$65$58
Left after essentials$2,898$2,613

Frequently asked questions

Is Lincoln cheaper than Midland?

Yes. Lincoln has a cost of living index of 86 vs 93 for Midland (100 = US average). That's about 8% cheaper.

How much will I save moving from Midland to Lincoln?

On a $75K salary, moving from Midland to Lincoln could save roughly $78/month on core expenses. That's ~$936/year.

What salary do I need in Lincoln to match my Midland lifestyle?

To maintain the same purchasing power as $75,000 in Midland, you'd need roughly $69,355/year in Lincoln. This is based on the overall COL index difference between the two cities.

Estimates based on Q1 2026 COL index and market data. Budget uses simplified federal/state tax rates at $75K. Zillow · BLS · Numbeo · For general guidance only