Moving from Midland to Billings (2026)

Billings has a COL index of 89 vs 93 for Midland (100 = US average). You'd pay about 4% less for the same lifestyle.

Save ~$16/mo
on core expenses · $75K salary baseline

Key differences

COL index
9389
100 = US avg
1BR rent
$1,200$1,200
per month
State tax
None6.8%
income tax
Take-home at $75K
$4,741$4,316
per month

Salary needed in Billings to match your Midland lifestyle

Based on the 4% cost of living decrease between the two cities.

Your salary in MidlandEquivalent in Billings
$40K$38,280
$50K$47,849
$60K$57,419
$75K$71,774
$80K$76,559
$100K$95,699
$120K$114,839
$150K$143,548

Monthly budget at $75K — Midland vs Billings

ExpenseMidlandBillings
Monthly take-home$4,741$4,316
1BR rent$1,200$1,200
Groceries$365$369
Transport$35$42
Utilities$178$148
Internet$65$68
Left after essentials$2,898$2,489

Frequently asked questions

Is Billings cheaper than Midland?

Yes. Billings has a cost of living index of 89 vs 93 for Midland (100 = US average). That's about 4% cheaper.

How much will I save moving from Midland to Billings?

On a $75K salary, moving from Midland to Billings could save roughly $16/month on core expenses. That's ~$192/year.

What salary do I need in Billings to match my Midland lifestyle?

To maintain the same purchasing power as $75,000 in Midland, you'd need roughly $71,774/year in Billings. This is based on the overall COL index difference between the two cities.

Estimates based on Q1 2026 COL index and market data. Budget uses simplified federal/state tax rates at $75K. Zillow · BLS · Numbeo · For general guidance only