Moving from Miami to Wilmington (2026)
Wilmington has a COL index of 93 vs 123 for Miami (100 = US average). You'd pay about 24% less for the same lifestyle.
Key differences
Salary needed in Wilmington to match your Miami lifestyle
Based on the 24% cost of living decrease between the two cities.
| Your salary in Miami | Equivalent in Wilmington |
|---|---|
| $40K | $30,244 |
| $50K | $37,805 |
| $60K | $45,366 |
| $75K | $56,707 |
| $80K | $60,488 |
| $100K | $75,610 |
| $120K | $90,732 |
| $150K | $113,415 |
Monthly budget at $75K — Miami vs Wilmington
| Expense | Miami | Wilmington |
|---|---|---|
| Monthly take-home | $4,741 | $4,459 |
| 1BR rent | $2,500 | $1,550 |
| Groceries | $399 | $372 |
| Transport | $112 | $45 |
| Utilities | $185 | $158 |
| Internet | $70 | $62 |
| Left after essentials | $1,475 | $2,272 |
Frequently asked questions
Is Wilmington cheaper than Miami?
Yes. Wilmington has a cost of living index of 93 vs 123 for Miami (100 = US average). That's about 24% cheaper.
How much will I save moving from Miami to Wilmington?
On a $75K salary, moving from Miami to Wilmington could save roughly $1,079/month on core expenses. That's ~$12,948/year.
What salary do I need in Wilmington to match my Miami lifestyle?
To maintain the same purchasing power as $75,000 in Miami, you'd need roughly $56,707/year in Wilmington. This is based on the overall COL index difference between the two cities.
Estimates based on Q1 2026 COL index and market data. Budget uses simplified federal/state tax rates at $75K. Zillow · BLS · Numbeo · For general guidance only