Moving from Miami to Minneapolis (2026)

Minneapolis has a COL index of 106 vs 123 for Miami (100 = US average). You'd pay about 14% less for the same lifestyle.

Save ~$820/mo
on core expenses · $75K salary baseline

Key differences

COL index
123106
100 = US avg
1BR rent
$2,500$1,700
per month
State tax
None9.9%
income tax
Take-home at $75K
$4,741$4,122
per month

Salary needed in Minneapolis to match your Miami lifestyle

Based on the 14% cost of living decrease between the two cities.

Your salary in MiamiEquivalent in Minneapolis
$40K$34,472
$50K$43,089
$60K$51,707
$75K$64,634
$80K$68,943
$100K$86,179
$120K$103,415
$150K$129,268

Monthly budget at $75K — Miami vs Minneapolis

ExpenseMiamiMinneapolis
Monthly take-home$4,741$4,122
1BR rent$2,500$1,700
Groceries$399$391
Transport$112$95
Utilities$185$195
Internet$70$65
Left after essentials$1,475$1,676

Frequently asked questions

Is Minneapolis cheaper than Miami?

Yes. Minneapolis has a cost of living index of 106 vs 123 for Miami (100 = US average). That's about 14% cheaper.

How much will I save moving from Miami to Minneapolis?

On a $75K salary, moving from Miami to Minneapolis could save roughly $820/month on core expenses. That's ~$9,840/year.

What salary do I need in Minneapolis to match my Miami lifestyle?

To maintain the same purchasing power as $75,000 in Miami, you'd need roughly $64,634/year in Minneapolis. This is based on the overall COL index difference between the two cities.

Estimates based on Q1 2026 COL index and market data. Budget uses simplified federal/state tax rates at $75K. Zillow · BLS · Numbeo · For general guidance only