Moving from Miami to Flagstaff (2026)

Flagstaff has a COL index of 102 vs 123 for Miami (100 = US average). You'd pay about 17% less for the same lifestyle.

Save ~$927/mo
on core expenses · $75K salary baseline

Key differences

COL index
123102
100 = US avg
1BR rent
$2,500$1,650
per month
State tax
None2.5%
income tax
Take-home at $75K
$4,741$4,584
per month

Salary needed in Flagstaff to match your Miami lifestyle

Based on the 17% cost of living decrease between the two cities.

Your salary in MiamiEquivalent in Flagstaff
$40K$33,171
$50K$41,463
$60K$49,756
$75K$62,195
$80K$66,341
$100K$82,927
$120K$99,512
$150K$124,390

Monthly budget at $75K — Miami vs Flagstaff

ExpenseMiamiFlagstaff
Monthly take-home$4,741$4,584
1BR rent$2,500$1,650
Groceries$399$384
Transport$112$45
Utilities$185$195
Internet$70$65
Left after essentials$1,475$2,245

Frequently asked questions

Is Flagstaff cheaper than Miami?

Yes. Flagstaff has a cost of living index of 102 vs 123 for Miami (100 = US average). That's about 17% cheaper.

How much will I save moving from Miami to Flagstaff?

On a $75K salary, moving from Miami to Flagstaff could save roughly $927/month on core expenses. That's ~$11,124/year.

What salary do I need in Flagstaff to match my Miami lifestyle?

To maintain the same purchasing power as $75,000 in Miami, you'd need roughly $62,195/year in Flagstaff. This is based on the overall COL index difference between the two cities.

Estimates based on Q1 2026 COL index and market data. Budget uses simplified federal/state tax rates at $75K. Zillow · BLS · Numbeo · For general guidance only