Moving from Miami to Duluth (2026)
Duluth has a COL index of 87 vs 123 for Miami (100 = US average). You'd pay about 29% less for the same lifestyle.
Save ~$1,410/mo
on core expenses · $75K salary baseline
Key differences
COL index
12387
100 = US avg
1BR rent
$2,500$1,200
per month
State tax
None9.9%
income tax
Take-home at $75K
$4,741$4,122
per month
Salary needed in Duluth to match your Miami lifestyle
Based on the 29% cost of living decrease between the two cities.
| Your salary in Miami | Equivalent in Duluth |
|---|---|
| $40K | $28,293 |
| $50K | $35,366 |
| $60K | $42,439 |
| $75K | $53,049 |
| $80K | $56,585 |
| $100K | $70,732 |
| $120K | $84,878 |
| $150K | $106,098 |
Monthly budget at $75K — Miami vs Duluth
| Expense | Miami | Duluth |
|---|---|---|
| Monthly take-home | $4,741 | $4,122 |
| 1BR rent | $2,500 | $1,200 |
| Groceries | $399 | $369 |
| Transport | $112 | $60 |
| Utilities | $185 | $165 |
| Internet | $70 | $62 |
| Left after essentials | $1,475 | $2,266 |
Frequently asked questions
Is Duluth cheaper than Miami?
Yes. Duluth has a cost of living index of 87 vs 123 for Miami (100 = US average). That's about 29% cheaper.
How much will I save moving from Miami to Duluth?
On a $75K salary, moving from Miami to Duluth could save roughly $1,410/month on core expenses. That's ~$16,920/year.
What salary do I need in Duluth to match my Miami lifestyle?
To maintain the same purchasing power as $75,000 in Miami, you'd need roughly $53,049/year in Duluth. This is based on the overall COL index difference between the two cities.
Moving from Duluth to MiamiMiami vs Duluth — full comparisonMiami cost of livingDuluth cost of living
Estimates based on Q1 2026 COL index and market data. Budget uses simplified federal/state tax rates at $75K. Zillow · BLS · Numbeo · For general guidance only