Moving from Miami to Charleston (2026)

Charleston has a COL index of 97 vs 123 for Miami (100 = US average). You'd pay about 21% less for the same lifestyle.

Save ~$710/mo
on core expenses · $75K salary baseline

Key differences

COL index
12397
100 = US avg
1BR rent
$2,500$1,900
per month
State tax
None6.2%
income tax
Take-home at $75K
$4,741$4,353
per month

Salary needed in Charleston to match your Miami lifestyle

Based on the 21% cost of living decrease between the two cities.

Your salary in MiamiEquivalent in Charleston
$40K$31,545
$50K$39,431
$60K$47,317
$75K$59,146
$80K$63,089
$100K$78,862
$120K$94,634
$150K$118,293

Monthly budget at $75K — Miami vs Charleston

ExpenseMiamiCharleston
Monthly take-home$4,741$4,353
1BR rent$2,500$1,900
Groceries$399$376
Transport$112$55
Utilities$185$162
Internet$70$63
Left after essentials$1,475$1,797

Frequently asked questions

Is Charleston cheaper than Miami?

Yes. Charleston has a cost of living index of 97 vs 123 for Miami (100 = US average). That's about 21% cheaper.

How much will I save moving from Miami to Charleston?

On a $75K salary, moving from Miami to Charleston could save roughly $710/month on core expenses. That's ~$8,520/year.

What salary do I need in Charleston to match my Miami lifestyle?

To maintain the same purchasing power as $75,000 in Miami, you'd need roughly $59,146/year in Charleston. This is based on the overall COL index difference between the two cities.

Estimates based on Q1 2026 COL index and market data. Budget uses simplified federal/state tax rates at $75K. Zillow · BLS · Numbeo · For general guidance only