Moving from Miami to Boise (2026)

Boise has a COL index of 105 vs 123 for Miami (100 = US average). You'd pay about 15% less for the same lifestyle.

Save ~$1,044/mo
on core expenses · $75K salary baseline

Key differences

COL index
123105
100 = US avg
1BR rent
$2,500$1,600
per month
State tax
None5.8%
income tax
Take-home at $75K
$4,741$4,378
per month

Salary needed in Boise to match your Miami lifestyle

Based on the 15% cost of living decrease between the two cities.

Your salary in MiamiEquivalent in Boise
$40K$34,146
$50K$42,683
$60K$51,220
$75K$64,024
$80K$68,293
$100K$85,366
$120K$102,439
$150K$128,049

Monthly budget at $75K — Miami vs Boise

ExpenseMiamiBoise
Monthly take-home$4,741$4,378
1BR rent$2,500$1,600
Groceries$399$372
Transport$112$45
Utilities$185$145
Internet$70$60
Left after essentials$1,475$2,156

Frequently asked questions

Is Boise cheaper than Miami?

Yes. Boise has a cost of living index of 105 vs 123 for Miami (100 = US average). That's about 15% cheaper.

How much will I save moving from Miami to Boise?

On a $75K salary, moving from Miami to Boise could save roughly $1,044/month on core expenses. That's ~$12,528/year.

What salary do I need in Boise to match my Miami lifestyle?

To maintain the same purchasing power as $75,000 in Miami, you'd need roughly $64,024/year in Boise. This is based on the overall COL index difference between the two cities.

Estimates based on Q1 2026 COL index and market data. Budget uses simplified federal/state tax rates at $75K. Zillow · BLS · Numbeo · For general guidance only