Moving from Miami to Birmingham (2026)

Birmingham has a COL index of 84 vs 123 for Miami (100 = US average). You'd pay about 32% less for the same lifestyle.

Save ~$1,436/mo
on core expenses · $75K salary baseline

Key differences

COL index
12384
100 = US avg
1BR rent
$2,500$1,200
per month
State tax
None5%
income tax
Take-home at $75K
$4,741$4,428
per month

Salary needed in Birmingham to match your Miami lifestyle

Based on the 32% cost of living decrease between the two cities.

Your salary in MiamiEquivalent in Birmingham
$40K$27,317
$50K$34,146
$60K$40,976
$75K$51,220
$80K$54,634
$100K$68,293
$120K$81,951
$150K$102,439

Monthly budget at $75K — Miami vs Birmingham

ExpenseMiamiBirmingham
Monthly take-home$4,741$4,428
1BR rent$2,500$1,200
Groceries$399$357
Transport$112$40
Utilities$185$175
Internet$70$58
Left after essentials$1,475$2,598

Frequently asked questions

Is Birmingham cheaper than Miami?

Yes. Birmingham has a cost of living index of 84 vs 123 for Miami (100 = US average). That's about 32% cheaper.

How much will I save moving from Miami to Birmingham?

On a $75K salary, moving from Miami to Birmingham could save roughly $1,436/month on core expenses. That's ~$17,232/year.

What salary do I need in Birmingham to match my Miami lifestyle?

To maintain the same purchasing power as $75,000 in Miami, you'd need roughly $51,220/year in Birmingham. This is based on the overall COL index difference between the two cities.

Estimates based on Q1 2026 COL index and market data. Budget uses simplified federal/state tax rates at $75K. Zillow · BLS · Numbeo · For general guidance only