Moving from Memphis to Wilmington (2026)
Wilmington has a COL index of 93 vs 83 for Memphis (100 = US average). Expect to pay about 12% more for the same lifestyle.
Key differences
Salary needed in Wilmington to match your Memphis lifestyle
Based on the 12% cost of living increase between the two cities.
| Your salary in Memphis | Equivalent in Wilmington |
|---|---|
| $40K | $44,819 |
| $50K | $56,024 |
| $60K | $67,229 |
| $75K | $84,036 |
| $80K | $89,639 |
| $100K | $112,048 |
| $120K | $134,458 |
| $150K | $168,072 |
Monthly budget at $75K — Memphis vs Wilmington
| Expense | Memphis | Wilmington |
|---|---|---|
| Monthly take-home | $4,741 | $4,459 |
| 1BR rent | $1,100 | $1,550 |
| Groceries | $357 | $372 |
| Transport | $55 | $45 |
| Utilities | $170 | $158 |
| Internet | $55 | $62 |
| Left after essentials | $3,004 | $2,272 |
Frequently asked questions
Is Wilmington cheaper than Memphis?
No. Wilmington has a cost of living index of 93 vs 83 for Memphis (100 = US average). That's about 12% more expensive.
How much will I save moving from Memphis to Wilmington?
On a $75K salary, core expenses in Wilmington run about $450/month more than Memphis. Factor this into your salary negotiation when relocating.
What salary do I need in Wilmington to match my Memphis lifestyle?
To maintain the same purchasing power as $75,000 in Memphis, you'd need roughly $84,036/year in Wilmington. This is based on the overall COL index difference between the two cities.
Estimates based on Q1 2026 COL index and market data. Budget uses simplified federal/state tax rates at $75K. Zillow · BLS · Numbeo · For general guidance only