Moving from Memphis to Tempe (2026)

Tempe has a COL index of 103 vs 83 for Memphis (100 = US average). Expect to pay about 24% more for the same lifestyle.

Pay ~$570 more/mo
on core expenses · $75K salary baseline

Key differences

COL index
83103
100 = US avg
1BR rent
$1,100$1,600
per month
State tax
None2.5%
income tax
Take-home at $75K
$4,741$4,584
per month

Salary needed in Tempe to match your Memphis lifestyle

Based on the 24% cost of living increase between the two cities.

Your salary in MemphisEquivalent in Tempe
$40K$49,639
$50K$62,048
$60K$74,458
$75K$93,072
$80K$99,277
$100K$124,096
$120K$148,916
$150K$186,145

Monthly budget at $75K — Memphis vs Tempe

ExpenseMemphisTempe
Monthly take-home$4,741$4,584
1BR rent$1,100$1,600
Groceries$357$380
Transport$55$55
Utilities$170$210
Internet$55$62
Left after essentials$3,004$2,277

Frequently asked questions

Is Tempe cheaper than Memphis?

No. Tempe has a cost of living index of 103 vs 83 for Memphis (100 = US average). That's about 24% more expensive.

How much will I save moving from Memphis to Tempe?

On a $75K salary, core expenses in Tempe run about $570/month more than Memphis. Factor this into your salary negotiation when relocating.

What salary do I need in Tempe to match my Memphis lifestyle?

To maintain the same purchasing power as $75,000 in Memphis, you'd need roughly $93,072/year in Tempe. This is based on the overall COL index difference between the two cities.

Estimates based on Q1 2026 COL index and market data. Budget uses simplified federal/state tax rates at $75K. Zillow · BLS · Numbeo · For general guidance only