Moving from Memphis to Springfield (2026)
Springfield has a COL index of 98 vs 83 for Memphis (100 = US average). Expect to pay about 18% more for the same lifestyle.
Key differences
Salary needed in Springfield to match your Memphis lifestyle
Based on the 18% cost of living increase between the two cities.
| Your salary in Memphis | Equivalent in Springfield |
|---|---|
| $40K | $47,229 |
| $50K | $59,036 |
| $60K | $70,843 |
| $75K | $88,554 |
| $80K | $94,458 |
| $100K | $118,072 |
| $120K | $141,687 |
| $150K | $177,108 |
Monthly budget at $75K — Memphis vs Springfield
| Expense | Memphis | Springfield |
|---|---|---|
| Monthly take-home | $4,741 | $4,428 |
| 1BR rent | $1,100 | $1,450 |
| Groceries | $357 | $391 |
| Transport | $55 | $72 |
| Utilities | $170 | $185 |
| Internet | $55 | $65 |
| Left after essentials | $3,004 | $2,265 |
Frequently asked questions
Is Springfield cheaper than Memphis?
No. Springfield has a cost of living index of 98 vs 83 for Memphis (100 = US average). That's about 18% more expensive.
How much will I save moving from Memphis to Springfield?
On a $75K salary, core expenses in Springfield run about $426/month more than Memphis. Factor this into your salary negotiation when relocating.
What salary do I need in Springfield to match my Memphis lifestyle?
To maintain the same purchasing power as $75,000 in Memphis, you'd need roughly $88,554/year in Springfield. This is based on the overall COL index difference between the two cities.
Estimates based on Q1 2026 COL index and market data. Budget uses simplified federal/state tax rates at $75K. Zillow · BLS · Numbeo · For general guidance only