Moving from Memphis to Sacramento (2026)
Sacramento has a COL index of 127 vs 83 for Memphis (100 = US average). Expect to pay about 53% more for the same lifestyle.
Key differences
Salary needed in Sacramento to match your Memphis lifestyle
Based on the 53% cost of living increase between the two cities.
| Your salary in Memphis | Equivalent in Sacramento |
|---|---|
| $40K | $61,205 |
| $50K | $76,506 |
| $60K | $91,807 |
| $75K | $114,759 |
| $80K | $122,410 |
| $100K | $153,012 |
| $120K | $183,614 |
| $150K | $229,518 |
Monthly budget at $75K — Memphis vs Sacramento
| Expense | Memphis | Sacramento |
|---|---|---|
| Monthly take-home | $4,741 | $4,159 |
| 1BR rent | $1,100 | $2,000 |
| Groceries | $357 | $403 |
| Transport | $55 | $100 |
| Utilities | $170 | $150 |
| Internet | $55 | $65 |
| Left after essentials | $3,004 | $1,441 |
Frequently asked questions
Is Sacramento cheaper than Memphis?
No. Sacramento has a cost of living index of 127 vs 83 for Memphis (100 = US average). That's about 53% more expensive.
How much will I save moving from Memphis to Sacramento?
On a $75K salary, core expenses in Sacramento run about $981/month more than Memphis. Factor this into your salary negotiation when relocating.
What salary do I need in Sacramento to match my Memphis lifestyle?
To maintain the same purchasing power as $75,000 in Memphis, you'd need roughly $114,759/year in Sacramento. This is based on the overall COL index difference between the two cities.
Estimates based on Q1 2026 COL index and market data. Budget uses simplified federal/state tax rates at $75K. Zillow · BLS · Numbeo · For general guidance only