Moving from Memphis to Mobile (2026)
Mobile has a COL index of 82 vs 83 for Memphis (100 = US average). You'd pay about 1% less for the same lifestyle.
Save ~$16/mo
on core expenses · $75K salary baseline
Key differences
COL index
8382
100 = US avg
1BR rent
$1,100$1,100
per month
State tax
None5%
income tax
Take-home at $75K
$4,741$4,428
per month
Salary needed in Mobile to match your Memphis lifestyle
Based on the 1% cost of living decrease between the two cities.
| Your salary in Memphis | Equivalent in Mobile |
|---|---|
| $40K | $39,518 |
| $50K | $49,398 |
| $60K | $59,277 |
| $75K | $74,096 |
| $80K | $79,036 |
| $100K | $98,795 |
| $120K | $118,554 |
| $150K | $148,193 |
Monthly budget at $75K — Memphis vs Mobile
| Expense | Memphis | Mobile |
|---|---|---|
| Monthly take-home | $4,741 | $4,428 |
| 1BR rent | $1,100 | $1,100 |
| Groceries | $357 | $353 |
| Transport | $55 | $38 |
| Utilities | $170 | $172 |
| Internet | $55 | $58 |
| Left after essentials | $3,004 | $2,707 |
Frequently asked questions
Is Mobile cheaper than Memphis?
Yes. Mobile has a cost of living index of 82 vs 83 for Memphis (100 = US average). That's about 1% cheaper.
How much will I save moving from Memphis to Mobile?
On a $75K salary, moving from Memphis to Mobile could save roughly $16/month on core expenses. That's ~$192/year.
What salary do I need in Mobile to match my Memphis lifestyle?
To maintain the same purchasing power as $75,000 in Memphis, you'd need roughly $74,096/year in Mobile. This is based on the overall COL index difference between the two cities.
Moving from Mobile to MemphisMemphis vs Mobile — full comparisonMemphis cost of livingMobile cost of living
Estimates based on Q1 2026 COL index and market data. Budget uses simplified federal/state tax rates at $75K. Zillow · BLS · Numbeo · For general guidance only