Moving from Memphis to Missoula (2026)
Missoula has a COL index of 97 vs 83 for Memphis (100 = US average). Expect to pay about 17% more for the same lifestyle.
Key differences
Salary needed in Missoula to match your Memphis lifestyle
Based on the 17% cost of living increase between the two cities.
| Your salary in Memphis | Equivalent in Missoula |
|---|---|
| $40K | $46,747 |
| $50K | $58,434 |
| $60K | $70,120 |
| $75K | $87,651 |
| $80K | $93,494 |
| $100K | $116,867 |
| $120K | $140,241 |
| $150K | $175,301 |
Monthly budget at $75K — Memphis vs Missoula
| Expense | Memphis | Missoula |
|---|---|---|
| Monthly take-home | $4,741 | $4,316 |
| 1BR rent | $1,100 | $1,300 |
| Groceries | $357 | $376 |
| Transport | $55 | $45 |
| Utilities | $170 | $145 |
| Internet | $55 | $68 |
| Left after essentials | $3,004 | $2,382 |
Frequently asked questions
Is Missoula cheaper than Memphis?
No. Missoula has a cost of living index of 97 vs 83 for Memphis (100 = US average). That's about 17% more expensive.
How much will I save moving from Memphis to Missoula?
On a $75K salary, core expenses in Missoula run about $197/month more than Memphis. Factor this into your salary negotiation when relocating.
What salary do I need in Missoula to match my Memphis lifestyle?
To maintain the same purchasing power as $75,000 in Memphis, you'd need roughly $87,651/year in Missoula. This is based on the overall COL index difference between the two cities.
Estimates based on Q1 2026 COL index and market data. Budget uses simplified federal/state tax rates at $75K. Zillow · BLS · Numbeo · For general guidance only