Moving from Memphis to Midland (2026)

Midland has a COL index of 93 vs 83 for Memphis (100 = US average). Expect to pay about 12% more for the same lifestyle.

Pay ~$106 more/mo
on core expenses · $75K salary baseline

Key differences

COL index
8393
100 = US avg
1BR rent
$1,100$1,200
per month
State tax
NoneNone
income tax
Take-home at $75K
$4,741$4,741
per month

Salary needed in Midland to match your Memphis lifestyle

Based on the 12% cost of living increase between the two cities.

Your salary in MemphisEquivalent in Midland
$40K$44,819
$50K$56,024
$60K$67,229
$75K$84,036
$80K$89,639
$100K$112,048
$120K$134,458
$150K$168,072

Monthly budget at $75K — Memphis vs Midland

ExpenseMemphisMidland
Monthly take-home$4,741$4,741
1BR rent$1,100$1,200
Groceries$357$365
Transport$55$35
Utilities$170$178
Internet$55$65
Left after essentials$3,004$2,898

Frequently asked questions

Is Midland cheaper than Memphis?

No. Midland has a cost of living index of 93 vs 83 for Memphis (100 = US average). That's about 12% more expensive.

How much will I save moving from Memphis to Midland?

On a $75K salary, core expenses in Midland run about $106/month more than Memphis. Factor this into your salary negotiation when relocating.

What salary do I need in Midland to match my Memphis lifestyle?

To maintain the same purchasing power as $75,000 in Memphis, you'd need roughly $84,036/year in Midland. This is based on the overall COL index difference between the two cities.

Estimates based on Q1 2026 COL index and market data. Budget uses simplified federal/state tax rates at $75K. Zillow · BLS · Numbeo · For general guidance only