Moving from Memphis to Huntsville (2026)

Huntsville has a COL index of 88 vs 83 for Memphis (100 = US average). Expect to pay about 6% more for the same lifestyle.

Pay ~$194 more/mo
on core expenses · $75K salary baseline

Key differences

COL index
8388
100 = US avg
1BR rent
$1,100$1,300
per month
State tax
None5%
income tax
Take-home at $75K
$4,741$4,428
per month

Salary needed in Huntsville to match your Memphis lifestyle

Based on the 6% cost of living increase between the two cities.

Your salary in MemphisEquivalent in Huntsville
$40K$42,410
$50K$53,012
$60K$63,614
$75K$79,518
$80K$84,819
$100K$106,024
$120K$127,229
$150K$159,036

Monthly budget at $75K — Memphis vs Huntsville

ExpenseMemphisHuntsville
Monthly take-home$4,741$4,428
1BR rent$1,100$1,300
Groceries$357$365
Transport$55$38
Utilities$170$168
Internet$55$60
Left after essentials$3,004$2,497

Frequently asked questions

Is Huntsville cheaper than Memphis?

No. Huntsville has a cost of living index of 88 vs 83 for Memphis (100 = US average). That's about 6% more expensive.

How much will I save moving from Memphis to Huntsville?

On a $75K salary, core expenses in Huntsville run about $194/month more than Memphis. Factor this into your salary negotiation when relocating.

What salary do I need in Huntsville to match my Memphis lifestyle?

To maintain the same purchasing power as $75,000 in Memphis, you'd need roughly $79,518/year in Huntsville. This is based on the overall COL index difference between the two cities.

Estimates based on Q1 2026 COL index and market data. Budget uses simplified federal/state tax rates at $75K. Zillow · BLS · Numbeo · For general guidance only