Moving from Memphis to Fort Worth (2026)
Fort Worth has a COL index of 91 vs 83 for Memphis (100 = US average). Expect to pay about 10% more for the same lifestyle.
Key differences
Salary needed in Fort Worth to match your Memphis lifestyle
Based on the 10% cost of living increase between the two cities.
| Your salary in Memphis | Equivalent in Fort Worth |
|---|---|
| $40K | $43,855 |
| $50K | $54,819 |
| $60K | $65,783 |
| $75K | $82,229 |
| $80K | $87,711 |
| $100K | $109,639 |
| $120K | $131,566 |
| $150K | $164,458 |
Monthly budget at $75K — Memphis vs Fort Worth
| Expense | Memphis | Fort Worth |
|---|---|---|
| Monthly take-home | $4,741 | $4,741 |
| 1BR rent | $1,100 | $1,400 |
| Groceries | $357 | $365 |
| Transport | $55 | $50 |
| Utilities | $170 | $180 |
| Internet | $55 | $68 |
| Left after essentials | $3,004 | $2,678 |
Frequently asked questions
Is Fort Worth cheaper than Memphis?
No. Fort Worth has a cost of living index of 91 vs 83 for Memphis (100 = US average). That's about 10% more expensive.
How much will I save moving from Memphis to Fort Worth?
On a $75K salary, core expenses in Fort Worth run about $326/month more than Memphis. Factor this into your salary negotiation when relocating.
What salary do I need in Fort Worth to match my Memphis lifestyle?
To maintain the same purchasing power as $75,000 in Memphis, you'd need roughly $82,229/year in Fort Worth. This is based on the overall COL index difference between the two cities.
Estimates based on Q1 2026 COL index and market data. Budget uses simplified federal/state tax rates at $75K. Zillow · BLS · Numbeo · For general guidance only