Moving from Memphis to Duluth (2026)
Duluth has a COL index of 87 vs 83 for Memphis (100 = US average). Expect to pay about 5% more for the same lifestyle.
Key differences
Salary needed in Duluth to match your Memphis lifestyle
Based on the 5% cost of living increase between the two cities.
| Your salary in Memphis | Equivalent in Duluth |
|---|---|
| $40K | $41,928 |
| $50K | $52,410 |
| $60K | $62,892 |
| $75K | $78,614 |
| $80K | $83,855 |
| $100K | $104,819 |
| $120K | $125,783 |
| $150K | $157,229 |
Monthly budget at $75K — Memphis vs Duluth
| Expense | Memphis | Duluth |
|---|---|---|
| Monthly take-home | $4,741 | $4,122 |
| 1BR rent | $1,100 | $1,200 |
| Groceries | $357 | $369 |
| Transport | $55 | $60 |
| Utilities | $170 | $165 |
| Internet | $55 | $62 |
| Left after essentials | $3,004 | $2,266 |
Frequently asked questions
Is Duluth cheaper than Memphis?
No. Duluth has a cost of living index of 87 vs 83 for Memphis (100 = US average). That's about 5% more expensive.
How much will I save moving from Memphis to Duluth?
On a $75K salary, core expenses in Duluth run about $119/month more than Memphis. Factor this into your salary negotiation when relocating.
What salary do I need in Duluth to match my Memphis lifestyle?
To maintain the same purchasing power as $75,000 in Memphis, you'd need roughly $78,614/year in Duluth. This is based on the overall COL index difference between the two cities.
Estimates based on Q1 2026 COL index and market data. Budget uses simplified federal/state tax rates at $75K. Zillow · BLS · Numbeo · For general guidance only