Moving from Memphis to Des Moines (2026)
Des Moines has a COL index of 87 vs 83 for Memphis (100 = US average). Expect to pay about 5% more for the same lifestyle.
Key differences
Salary needed in Des Moines to match your Memphis lifestyle
Based on the 5% cost of living increase between the two cities.
| Your salary in Memphis | Equivalent in Des Moines |
|---|---|
| $40K | $41,928 |
| $50K | $52,410 |
| $60K | $62,892 |
| $75K | $78,614 |
| $80K | $83,855 |
| $100K | $104,819 |
| $120K | $125,783 |
| $150K | $157,229 |
Monthly budget at $75K — Memphis vs Des Moines
| Expense | Memphis | Des Moines |
|---|---|---|
| Monthly take-home | $4,741 | $4,384 |
| 1BR rent | $1,100 | $1,200 |
| Groceries | $357 | $365 |
| Transport | $55 | $50 |
| Utilities | $170 | $155 |
| Internet | $55 | $60 |
| Left after essentials | $3,004 | $2,554 |
Frequently asked questions
Is Des Moines cheaper than Memphis?
No. Des Moines has a cost of living index of 87 vs 83 for Memphis (100 = US average). That's about 5% more expensive.
How much will I save moving from Memphis to Des Moines?
On a $75K salary, core expenses in Des Moines run about $93/month more than Memphis. Factor this into your salary negotiation when relocating.
What salary do I need in Des Moines to match my Memphis lifestyle?
To maintain the same purchasing power as $75,000 in Memphis, you'd need roughly $78,614/year in Des Moines. This is based on the overall COL index difference between the two cities.
Estimates based on Q1 2026 COL index and market data. Budget uses simplified federal/state tax rates at $75K. Zillow · BLS · Numbeo · For general guidance only