Moving from Memphis to Ann Arbor (2026)

Ann Arbor has a COL index of 105 vs 83 for Memphis (100 = US average). Expect to pay about 27% more for the same lifestyle.

Pay ~$687 more/mo
on core expenses · $75K salary baseline

Key differences

COL index
83105
100 = US avg
1BR rent
$1,100$1,750
per month
State tax
None4.1%
income tax
Take-home at $75K
$4,741$4,484
per month

Salary needed in Ann Arbor to match your Memphis lifestyle

Based on the 27% cost of living increase between the two cities.

Your salary in MemphisEquivalent in Ann Arbor
$40K$50,602
$50K$63,253
$60K$75,904
$75K$94,880
$80K$101,205
$100K$126,506
$120K$151,807
$150K$189,759

Monthly budget at $75K — Memphis vs Ann Arbor

ExpenseMemphisAnn Arbor
Monthly take-home$4,741$4,484
1BR rent$1,100$1,750
Groceries$357$384
Transport$55$65
Utilities$170$162
Internet$55$63
Left after essentials$3,004$2,060

Frequently asked questions

Is Ann Arbor cheaper than Memphis?

No. Ann Arbor has a cost of living index of 105 vs 83 for Memphis (100 = US average). That's about 27% more expensive.

How much will I save moving from Memphis to Ann Arbor?

On a $75K salary, core expenses in Ann Arbor run about $687/month more than Memphis. Factor this into your salary negotiation when relocating.

What salary do I need in Ann Arbor to match my Memphis lifestyle?

To maintain the same purchasing power as $75,000 in Memphis, you'd need roughly $94,880/year in Ann Arbor. This is based on the overall COL index difference between the two cities.

Estimates based on Q1 2026 COL index and market data. Budget uses simplified federal/state tax rates at $75K. Zillow · BLS · Numbeo · For general guidance only