Moving from Memphis to Albuquerque (2026)

Albuquerque has a COL index of 89 vs 83 for Memphis (100 = US average). Expect to pay about 7% more for the same lifestyle.

Pay ~$3 more/mo
on core expenses · $75K salary baseline

Key differences

COL index
8389
100 = US avg
1BR rent
$1,100$1,100
per month
State tax
None4.9%
income tax
Take-home at $75K
$4,741$4,434
per month

Salary needed in Albuquerque to match your Memphis lifestyle

Based on the 7% cost of living increase between the two cities.

Your salary in MemphisEquivalent in Albuquerque
$40K$42,892
$50K$53,614
$60K$64,337
$75K$80,422
$80K$85,783
$100K$107,229
$120K$128,675
$150K$160,843

Monthly budget at $75K — Memphis vs Albuquerque

ExpenseMemphisAlbuquerque
Monthly take-home$4,741$4,434
1BR rent$1,100$1,100
Groceries$357$361
Transport$55$48
Utilities$170$165
Internet$55$60
Left after essentials$3,004$2,700

Frequently asked questions

Is Albuquerque cheaper than Memphis?

No. Albuquerque has a cost of living index of 89 vs 83 for Memphis (100 = US average). That's about 7% more expensive.

How much will I save moving from Memphis to Albuquerque?

On a $75K salary, moving from Memphis to Albuquerque could save roughly $3/month on core expenses. That's ~$36/year.

What salary do I need in Albuquerque to match my Memphis lifestyle?

To maintain the same purchasing power as $75,000 in Memphis, you'd need roughly $80,422/year in Albuquerque. This is based on the overall COL index difference between the two cities.

Estimates based on Q1 2026 COL index and market data. Budget uses simplified federal/state tax rates at $75K. Zillow · BLS · Numbeo · For general guidance only