Moving from Melbourne to St. Paul (2026)

St. Paul has a COL index of 97 vs 110 for Melbourne (100 = US average). You'd pay about 12% less for the same lifestyle.

Save ~$2,294/mo
on rent + taxes ยท $75K salary baseline

Change cities

Key differences

COL index
110 โ†’ 97
100 = US avg
1BR rent
$1,600 โ†’ $1,500
per month
State tax
45% โ†’ 9.9%
income tax
COL difference
110 โ†’ 97
12% cheaper

Salary needed in St. Paul to match your Melbourne lifestyle

Based on the 12% cost of living decrease between the two cities.

Your salary in MelbourneEquivalent in St. Paul
$40K$35,273
$50K$44,091
$60K$52,909
$75K$66,136
$80K$70,545
$100K$88,182
$120K$105,818
$150K$132,273

Adjust your salary

Save ~$85/moon core expenses at $75K

Monthly budget at $75K โ€” Melbourne vs St. Paul

ExpenseMelbourneSt. Paul
Monthly take-home$3,000$4,122
1BR rent$1,600$1,500
Groceries$380$384
Transport$150$95
Utilities$130$195
Internet$62$63
Left after essentials$678$1,885

Frequently asked questions

Is St. Paul cheaper than Melbourne?

Yes. St. Paul has a cost of living index of 97 vs 110 for Melbourne (100 = US average). That's about 12% cheaper.

How much will I save moving from Melbourne to St. Paul?

On a $75K salary, moving from Melbourne to St. Paul saves roughly $2,294/month on core expenses. That's ~$27,528/year.

What salary do I need in St. Paul to match my Melbourne lifestyle?

To maintain the same purchasing power as $75,000 in Melbourne, you'd need roughly $66,136/year in St. Paul. This is based on the overall COL index difference.

Estimates based on Q1 2026 COL index and market data. Budget uses simplified federal/state tax rates. Zillow ยท BLS ยท Numbeo ยท For general guidance only