Moving from Melbourne to Springfield (2026)

Springfield has a COL index of 98 vs 110 for Melbourne (100 = US average). You'd pay about 11% less for the same lifestyle.

Save ~$2,650/mo
on rent + taxes ยท $75K salary baseline

Change cities

Key differences

COL index
110 โ†’ 98
100 = US avg
1BR rent
$1,600 โ†’ $1,450
per month
State tax
45% โ†’ 5%
income tax
COL difference
110 โ†’ 98
11% cheaper

Salary needed in Springfield to match your Melbourne lifestyle

Based on the 11% cost of living decrease between the two cities.

Your salary in MelbourneEquivalent in Springfield
$40K$35,636
$50K$44,545
$60K$53,455
$75K$66,818
$80K$71,273
$100K$89,091
$120K$106,909
$150K$133,636

Adjust your salary

Save ~$159/moon core expenses at $75K

Monthly budget at $75K โ€” Melbourne vs Springfield

ExpenseMelbourneSpringfield
Monthly take-home$3,000$4,428
1BR rent$1,600$1,450
Groceries$380$391
Transport$150$72
Utilities$130$185
Internet$62$65
Left after essentials$678$2,265

30-Year Wealth Builder

If you invest your monthly savings of $159 in a low-cost index fund (7% avg return), you'd accumulate an extra:

$193,975

over 30 years compared to staying in Melbourne โ€” that's the real price of a city.

$159/mo invested

Frequently asked questions

Is Springfield cheaper than Melbourne?

Yes. Springfield has a cost of living index of 98 vs 110 for Melbourne (100 = US average). That's about 11% cheaper.

How much will I save moving from Melbourne to Springfield?

On a $75K salary, moving from Melbourne to Springfield saves roughly $2,650/month on core expenses. That's ~$31,800/year.

What salary do I need in Springfield to match my Melbourne lifestyle?

To maintain the same purchasing power as $75,000 in Melbourne, you'd need roughly $66,818/year in Springfield. This is based on the overall COL index difference.

Estimates based on Q1 2026 COL index and market data. Budget uses simplified federal/state tax rates. Zillow ยท BLS ยท Numbeo ยท For general guidance only