Moving from Melbourne to Chattanooga (2026)
Chattanooga has a COL index of 86 vs 110 for Melbourne (100 = US average). You'd pay about 22% less for the same lifestyle.
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Key differences
Salary needed in Chattanooga to match your Melbourne lifestyle
Based on the 22% cost of living decrease between the two cities.
| Your salary in Melbourne | Equivalent in Chattanooga |
|---|---|
| $40K | $31,273 |
| $50K | $39,091 |
| $60K | $46,909 |
| $75K | $58,636 |
| $80K | $62,545 |
| $100K | $78,182 |
| $120K | $93,818 |
| $150K | $117,273 |
Adjust your salary
Monthly budget at $75K — Melbourne vs Chattanooga
| Expense | Melbourne | Chattanooga |
|---|---|---|
| Monthly take-home | $3,000 | $4,741 |
| 1BR rent | $1,600 | $1,250 |
| Groceries | $380 | $357 |
| Transport | $150 | $45 |
| Utilities | $130 | $165 |
| Internet | $62 | $58 |
| Left after essentials | $678 | $2,866 |
30-Year Wealth Builder
If you invest your monthly savings of $447 in a low-cost index fund (7% avg return), you'd accumulate an extra:
over 30 years compared to staying in Melbourne — that's the real price of a city.
Frequently asked questions
Is Chattanooga cheaper than Melbourne?
Yes. Chattanooga has a cost of living index of 86 vs 110 for Melbourne (100 = US average). That's about 22% cheaper.
How much will I save moving from Melbourne to Chattanooga?
On a $75K salary, moving from Melbourne to Chattanooga saves roughly $3,163/month on core expenses. That's ~$37,956/year.
What salary do I need in Chattanooga to match my Melbourne lifestyle?
To maintain the same purchasing power as $75,000 in Melbourne, you'd need roughly $58,636/year in Chattanooga. This is based on the overall COL index difference.
Estimates based on Q1 2026 COL index and market data. Budget uses simplified federal/state tax rates. Zillow · BLS · Numbeo · For general guidance only