Moving from McAllen to Wilmington (2026)

Wilmington has a COL index of 93 vs 78 for McAllen (100 = US average). Expect to pay about 19% more for the same lifestyle.

Pay ~$639 more/mo
on core expenses · $75K salary baseline

Key differences

COL index
7893
100 = US avg
1BR rent
$950$1,550
per month
State tax
None4.5%
income tax
Take-home at $75K
$4,741$4,459
per month

Salary needed in Wilmington to match your McAllen lifestyle

Based on the 19% cost of living increase between the two cities.

Your salary in McAllenEquivalent in Wilmington
$40K$47,692
$50K$59,615
$60K$71,538
$75K$89,423
$80K$95,385
$100K$119,231
$120K$143,077
$150K$178,846

Monthly budget at $75K — McAllen vs Wilmington

ExpenseMcAllenWilmington
Monthly take-home$4,741$4,459
1BR rent$950$1,550
Groceries$338$372
Transport$35$45
Utilities$165$158
Internet$60$62
Left after essentials$3,193$2,272

Frequently asked questions

Is Wilmington cheaper than McAllen?

No. Wilmington has a cost of living index of 93 vs 78 for McAllen (100 = US average). That's about 19% more expensive.

How much will I save moving from McAllen to Wilmington?

On a $75K salary, core expenses in Wilmington run about $639/month more than McAllen. Factor this into your salary negotiation when relocating.

What salary do I need in Wilmington to match my McAllen lifestyle?

To maintain the same purchasing power as $75,000 in McAllen, you'd need roughly $89,423/year in Wilmington. This is based on the overall COL index difference between the two cities.

Estimates based on Q1 2026 COL index and market data. Budget uses simplified federal/state tax rates at $75K. Zillow · BLS · Numbeo · For general guidance only