Moving from McAllen to Tempe (2026)

Tempe has a COL index of 103 vs 78 for McAllen (100 = US average). Expect to pay about 32% more for the same lifestyle.

Pay ~$759 more/mo
on core expenses · $75K salary baseline

Key differences

COL index
78103
100 = US avg
1BR rent
$950$1,600
per month
State tax
None2.5%
income tax
Take-home at $75K
$4,741$4,584
per month

Salary needed in Tempe to match your McAllen lifestyle

Based on the 32% cost of living increase between the two cities.

Your salary in McAllenEquivalent in Tempe
$40K$52,821
$50K$66,026
$60K$79,231
$75K$99,038
$80K$105,641
$100K$132,051
$120K$158,462
$150K$198,077

Monthly budget at $75K — McAllen vs Tempe

ExpenseMcAllenTempe
Monthly take-home$4,741$4,584
1BR rent$950$1,600
Groceries$338$380
Transport$35$55
Utilities$165$210
Internet$60$62
Left after essentials$3,193$2,277

Frequently asked questions

Is Tempe cheaper than McAllen?

No. Tempe has a cost of living index of 103 vs 78 for McAllen (100 = US average). That's about 32% more expensive.

How much will I save moving from McAllen to Tempe?

On a $75K salary, core expenses in Tempe run about $759/month more than McAllen. Factor this into your salary negotiation when relocating.

What salary do I need in Tempe to match my McAllen lifestyle?

To maintain the same purchasing power as $75,000 in McAllen, you'd need roughly $99,038/year in Tempe. This is based on the overall COL index difference between the two cities.

Estimates based on Q1 2026 COL index and market data. Budget uses simplified federal/state tax rates at $75K. Zillow · BLS · Numbeo · For general guidance only