Moving from McAllen to St. Louis (2026)

St. Louis has a COL index of 87 vs 78 for McAllen (100 = US average). Expect to pay about 12% more for the same lifestyle.

Pay ~$418 more/mo
on core expenses · $75K salary baseline

Key differences

COL index
7887
100 = US avg
1BR rent
$950$1,300
per month
State tax
None4.7%
income tax
Take-home at $75K
$4,741$4,447
per month

Salary needed in St. Louis to match your McAllen lifestyle

Based on the 12% cost of living increase between the two cities.

Your salary in McAllenEquivalent in St. Louis
$40K$44,615
$50K$55,769
$60K$66,923
$75K$83,654
$80K$89,231
$100K$111,538
$120K$133,846
$150K$167,308

Monthly budget at $75K — McAllen vs St. Louis

ExpenseMcAllenSt. Louis
Monthly take-home$4,741$4,447
1BR rent$950$1,300
Groceries$338$369
Transport$35$75
Utilities$165$162
Internet$60$60
Left after essentials$3,193$2,481

Frequently asked questions

Is St. Louis cheaper than McAllen?

No. St. Louis has a cost of living index of 87 vs 78 for McAllen (100 = US average). That's about 12% more expensive.

How much will I save moving from McAllen to St. Louis?

On a $75K salary, core expenses in St. Louis run about $418/month more than McAllen. Factor this into your salary negotiation when relocating.

What salary do I need in St. Louis to match my McAllen lifestyle?

To maintain the same purchasing power as $75,000 in McAllen, you'd need roughly $83,654/year in St. Louis. This is based on the overall COL index difference between the two cities.

Estimates based on Q1 2026 COL index and market data. Budget uses simplified federal/state tax rates at $75K. Zillow · BLS · Numbeo · For general guidance only