Moving from McAllen to Raleigh (2026)

Raleigh has a COL index of 101 vs 78 for McAllen (100 = US average). Expect to pay about 29% more for the same lifestyle.

Pay ~$797 more/mo
on core expenses · $75K salary baseline

Key differences

COL index
78101
100 = US avg
1BR rent
$950$1,700
per month
State tax
None4.5%
income tax
Take-home at $75K
$4,741$4,459
per month

Salary needed in Raleigh to match your McAllen lifestyle

Based on the 29% cost of living increase between the two cities.

Your salary in McAllenEquivalent in Raleigh
$40K$51,795
$50K$64,744
$60K$77,692
$75K$97,115
$80K$103,590
$100K$129,487
$120K$155,385
$150K$194,231

Monthly budget at $75K — McAllen vs Raleigh

ExpenseMcAllenRaleigh
Monthly take-home$4,741$4,459
1BR rent$950$1,700
Groceries$338$365
Transport$35$70
Utilities$165$150
Internet$60$60
Left after essentials$3,193$2,114

Frequently asked questions

Is Raleigh cheaper than McAllen?

No. Raleigh has a cost of living index of 101 vs 78 for McAllen (100 = US average). That's about 29% more expensive.

How much will I save moving from McAllen to Raleigh?

On a $75K salary, core expenses in Raleigh run about $797/month more than McAllen. Factor this into your salary negotiation when relocating.

What salary do I need in Raleigh to match my McAllen lifestyle?

To maintain the same purchasing power as $75,000 in McAllen, you'd need roughly $97,115/year in Raleigh. This is based on the overall COL index difference between the two cities.

Estimates based on Q1 2026 COL index and market data. Budget uses simplified federal/state tax rates at $75K. Zillow · BLS · Numbeo · For general guidance only