Moving from McAllen to Montgomery (2026)
Montgomery has a COL index of 81 vs 78 for McAllen (100 = US average). Expect to pay about 4% more for the same lifestyle.
Key differences
Salary needed in Montgomery to match your McAllen lifestyle
Based on the 4% cost of living increase between the two cities.
| Your salary in McAllen | Equivalent in Montgomery |
|---|---|
| $40K | $41,538 |
| $50K | $51,923 |
| $60K | $62,308 |
| $75K | $77,885 |
| $80K | $83,077 |
| $100K | $103,846 |
| $120K | $124,615 |
| $150K | $155,769 |
Monthly budget at $75K — McAllen vs Montgomery
| Expense | McAllen | Montgomery |
|---|---|---|
| Monthly take-home | $4,741 | $4,428 |
| 1BR rent | $950 | $1,050 |
| Groceries | $338 | $353 |
| Transport | $35 | $38 |
| Utilities | $165 | $170 |
| Internet | $60 | $58 |
| Left after essentials | $3,193 | $2,759 |
Frequently asked questions
Is Montgomery cheaper than McAllen?
No. Montgomery has a cost of living index of 81 vs 78 for McAllen (100 = US average). That's about 4% more expensive.
How much will I save moving from McAllen to Montgomery?
On a $75K salary, core expenses in Montgomery run about $121/month more than McAllen. Factor this into your salary negotiation when relocating.
What salary do I need in Montgomery to match my McAllen lifestyle?
To maintain the same purchasing power as $75,000 in McAllen, you'd need roughly $77,885/year in Montgomery. This is based on the overall COL index difference between the two cities.
Estimates based on Q1 2026 COL index and market data. Budget uses simplified federal/state tax rates at $75K. Zillow · BLS · Numbeo · For general guidance only