Moving from McAllen to Long Beach (2026)

Long Beach has a COL index of 148 vs 78 for McAllen (100 = US average). Expect to pay about 90% more for the same lifestyle.

Pay ~$1,578 more/mo
on core expenses · $75K salary baseline

Key differences

COL index
78148
100 = US avg
1BR rent
$950$2,400
per month
State tax
None9.3%
income tax
Take-home at $75K
$4,741$4,159
per month

Salary needed in Long Beach to match your McAllen lifestyle

Based on the 90% cost of living increase between the two cities.

Your salary in McAllenEquivalent in Long Beach
$40K$75,897
$50K$94,872
$60K$113,846
$75K$142,308
$80K$151,795
$100K$189,744
$120K$227,692
$150K$284,615

Monthly budget at $75K — McAllen vs Long Beach

ExpenseMcAllenLong Beach
Monthly take-home$4,741$4,159
1BR rent$950$2,400
Groceries$338$410
Transport$35$100
Utilities$165$148
Internet$60$68
Left after essentials$3,193$1,033

Frequently asked questions

Is Long Beach cheaper than McAllen?

No. Long Beach has a cost of living index of 148 vs 78 for McAllen (100 = US average). That's about 90% more expensive.

How much will I save moving from McAllen to Long Beach?

On a $75K salary, core expenses in Long Beach run about $1,578/month more than McAllen. Factor this into your salary negotiation when relocating.

What salary do I need in Long Beach to match my McAllen lifestyle?

To maintain the same purchasing power as $75,000 in McAllen, you'd need roughly $142,308/year in Long Beach. This is based on the overall COL index difference between the two cities.

Estimates based on Q1 2026 COL index and market data. Budget uses simplified federal/state tax rates at $75K. Zillow · BLS · Numbeo · For general guidance only