Moving from McAllen to Birmingham (2026)

Birmingham has a COL index of 84 vs 78 for McAllen (100 = US average). Expect to pay about 8% more for the same lifestyle.

Pay ~$282 more/mo
on core expenses · $75K salary baseline

Key differences

COL index
7884
100 = US avg
1BR rent
$950$1,200
per month
State tax
None5%
income tax
Take-home at $75K
$4,741$4,428
per month

Salary needed in Birmingham to match your McAllen lifestyle

Based on the 8% cost of living increase between the two cities.

Your salary in McAllenEquivalent in Birmingham
$40K$43,077
$50K$53,846
$60K$64,615
$75K$80,769
$80K$86,154
$100K$107,692
$120K$129,231
$150K$161,538

Monthly budget at $75K — McAllen vs Birmingham

ExpenseMcAllenBirmingham
Monthly take-home$4,741$4,428
1BR rent$950$1,200
Groceries$338$357
Transport$35$40
Utilities$165$175
Internet$60$58
Left after essentials$3,193$2,598

Frequently asked questions

Is Birmingham cheaper than McAllen?

No. Birmingham has a cost of living index of 84 vs 78 for McAllen (100 = US average). That's about 8% more expensive.

How much will I save moving from McAllen to Birmingham?

On a $75K salary, core expenses in Birmingham run about $282/month more than McAllen. Factor this into your salary negotiation when relocating.

What salary do I need in Birmingham to match my McAllen lifestyle?

To maintain the same purchasing power as $75,000 in McAllen, you'd need roughly $80,769/year in Birmingham. This is based on the overall COL index difference between the two cities.

Estimates based on Q1 2026 COL index and market data. Budget uses simplified federal/state tax rates at $75K. Zillow · BLS · Numbeo · For general guidance only