Moving from McAllen to Billings (2026)

Billings has a COL index of 89 vs 78 for McAllen (100 = US average). Expect to pay about 14% more for the same lifestyle.

Pay ~$279 more/mo
on core expenses · $75K salary baseline

Key differences

COL index
7889
100 = US avg
1BR rent
$950$1,200
per month
State tax
None6.8%
income tax
Take-home at $75K
$4,741$4,316
per month

Salary needed in Billings to match your McAllen lifestyle

Based on the 14% cost of living increase between the two cities.

Your salary in McAllenEquivalent in Billings
$40K$45,641
$50K$57,051
$60K$68,462
$75K$85,577
$80K$91,282
$100K$114,103
$120K$136,923
$150K$171,154

Monthly budget at $75K — McAllen vs Billings

ExpenseMcAllenBillings
Monthly take-home$4,741$4,316
1BR rent$950$1,200
Groceries$338$369
Transport$35$42
Utilities$165$148
Internet$60$68
Left after essentials$3,193$2,489

Frequently asked questions

Is Billings cheaper than McAllen?

No. Billings has a cost of living index of 89 vs 78 for McAllen (100 = US average). That's about 14% more expensive.

How much will I save moving from McAllen to Billings?

On a $75K salary, core expenses in Billings run about $279/month more than McAllen. Factor this into your salary negotiation when relocating.

What salary do I need in Billings to match my McAllen lifestyle?

To maintain the same purchasing power as $75,000 in McAllen, you'd need roughly $85,577/year in Billings. This is based on the overall COL index difference between the two cities.

Estimates based on Q1 2026 COL index and market data. Budget uses simplified federal/state tax rates at $75K. Zillow · BLS · Numbeo · For general guidance only